Filipina Dating Scams (But Not Exclusively in the Philippines)

Phone Call from an Unknown Number Might Be a Scam

Filipina dating scams are a common misconception, as not all Filipina women are scammers. While it is true that some individuals exploit online dating sites for fraudulent purposes, the majority of Filipinas are genuine and sincere. It is important to avoid generalizing and approach each person on dating platforms with an open mind, recognizing that scams can occur but should not overshadow the honest intentions of most Filipino women.

The truth is that not all Filipina women are scammers. Many genuine and sincere Filipino women use online dating sites to find true love.

Can You Give Me an Overview of Filipina Online Dating Romance Scams?

It’s vital to remember that when you’re looking for a potential partner on an online dating site, you should always do your research and be aware of any red flags or warning signs before engaging in a relationship.

Once the scammer has gained the man’s trust, they will ask for money for various reasons, such as a medical emergency or travel expenses. The scammer may also ask the man to send them gifts or electronics. They may also ask the person to purchase items such as laptops or smartphones and ship them to a different address, which is usually an accomplice of the scammer. They may also use the man’s personal information to scam other people.

A typical example of a Filipina dating scam is when a scammer poses as a single Filipino woman looking for love online. They will create a fake online profile using photos of someone else, often a model or actress, and use this identity to build a relationship with a man. They may also use social media platforms like Facebook or Instagram to reach out to people. They may spend weeks or months communicating with the man, building trust and a sense of connection.

This scam is also known as a “romance scam” as the scammer makes the victim believe that they are in a romantic relationship, but in reality, the scammer is just after the victim’s money or goods.

The scammer may also request the victim to invest in a business venture or to lend them money for a loan, promising to pay it back with interest. They may also use the victim’s personal information and bank details for fraud or identity theft.

Be cautious when interacting with people online, especially when they ask for money or personal information. Be doubtful of anyone who asks for money before meeting in person, and do not send cash or gifts to someone you have never met.

Filipina dating scams are becoming increasingly common in the online world. As more people look for love online, it is essential to be aware of the most common scams people dating online are likely to encounter. Scammers take advantage of unsuspecting victims by creating fake profiles and using them to solicit money or personal information from their victims.

This article will discuss how to identify and avoid romance scams. We’ll provide tips on what to look out for and how to protect yourself from being taken advantage of by scammers, not just those from the Philippines. We’ll also explore some of the most common Filipina dating scams and advise how to stay safe when looking for love online.

Man Watching Porn Online at Home Using His Laptop
Beware of webcam sextortion scams where scammers deceive victims into performing sexual acts on webcam, record the footage, and use it to extort money, leaving victims with a challenging decision to make.

Oops, It’s a Webcam Sextortion Filipina Dating Scam

A webcam sextortion Filipina dating scam is a type in which the scammer convinces the victim to perform sexual acts in front of their webcam, often while the scammer is also on the webcam. The scammer may use a variety of tactics to convince the victim to perform these acts, such as pretending to be someone they are not, making false promises, or using threats or intimidation.


Once the victim has performed the act, the scammer will often record the video or take screenshots and then use these video recordings or screenshots to extort money from the victim. They may threaten to share the video or images with the victim’s friends, family, or employer or post them online if the victim does not pay them. Victims often find themselves in a difficult situation, as they must choose between paying the ransom or risking their privacy and security.

⚠️ How to Avoid Being Scammed via Webcam

You can avoid becoming a victim of a webcam sextortion scam by remembering the following:

  • Be cautious of unsolicited requests to engage in sexual activity or to perform sexual acts on the webcam. Scammers may use these tactics to extort money or personal information from you.
  • Never share personal information or sensitive images with anyone online, especially if you have not met them in person. Scammers may use this information to blackmail or extort you.
  • Be aware of the signs of a scam. Scammers may use threats or intimidation to get you to comply with their demands. Trust your instincts, and do not engage with suspicious individuals or organizations.
  • Don’t respond to any threats or demands for money or personal information. Instead, report the scam to the appropriate authorities, such as the police or the FBI.
  • Take steps to protect yourself online, such as using a VPN, keeping your computer’s security software up to date, and being cautious of unsolicited links or downloads.
Graduation Cap, Money, Alarm Clock and Diploma Against a Red Background - Tution Fees Concept Used to Request for Money In Filipina Dating Scams
Beware of education fee scams where Filipina scammers pose as students on dating platforms, requesting money for educational expenses, using fake personas and profiles, leaving victims at risk of financial loss.

“Please Pay My Education Fee” Filipina Dating Scam

Education fee scams involve Filipina scammers targeting men on dating websites or apps, appealing for financial assistance to cover their educational expenses. These scammers utilize deceptive tactics by fabricating fake online identities, assuming the role of students in need. To enhance their deception, they may employ images of other individuals, or even use stock photos, to portray themselves convincingly.

After establishing a relationship with the victim, the scammer seizes the opportune moment to request money specifically for tuition fees, school expenses, or other educational necessities. Exploiting the victim’s empathy and desire to support someone’s education, the scammer aims to elicit monetary contributions.

Victims of education fee scams often find themselves emotionally invested, believing they are making a positive impact on someone’s future. Regrettably, the funds sent to the scammer are typically misappropriated for personal gain, with no intention of fulfilling educational pursuits. Once the money is obtained, the scammer may disappear or continue to exploit the victim’s emotions for further financial gain.

⚠️ How to Avoid the “Please Pay My Education Fee” Filipina Dating Scam

Ask for school credentials or paperwork if you suspect the person you are communicating with may be a scammer. Scammers can easily create fake documents, so verifying the authenticity of any documents provided is vital. However, it is also essential to consider the other person’s privacy and whether it is appropriate to ask for such personal information, especially if the relationship is still ongoing.

A better way to verify the person’s education would be to ask for the school’s name, degree, and other specifics. You can then google the school’s name and degree and verify the information.

It’s always better to be safe than sorry. Be cautious and keep your guard until you are confident that you are communicating with a legitimate person. Research the person you are dating online. Look for their name and profile picture on social media and search engines to see if they match the information provided on the dating website.

Sad Filipina in the Living Room Calculating Monthly Living Expenses
Beware of food, rent, or living expense scams where Filipina dating scammers create fake profiles, posing as individuals in need of financial help for basic necessities, deceiving victims into sending money through online relationships.

“I Need Assistance with My Food, Rent, or Living Expenses” Filipina Dating Scam

Food, rent, or living expense scams are a form of deception employed by Filipina dating scammers, targeting unsuspecting men on free membership dating platforms. These scammers fabricate false online personas and profiles, assuming the role of individuals who are struggling to meet their basic needs. They exploit sympathy and empathy, preying on the genuine desire of their victims to help those in need. To further their ruse, they may employ images of other people or utilize stock photos to impersonate themselves convincingly.

Once the scammer establishes a seemingly genuine connection with their victim, a bond of trust is gradually formed. It is at this point that the scammer seizes the opportunity to request financial assistance. They appeal to the victim’s generosity, pleading for money to cover essential expenses such as food, rent, or other basic living costs. The scammer relies on the victim’s emotional investment and the desire to alleviate their fabricated partner’s apparent hardship.

These scams can be emotionally distressing for victims who genuinely believe they are helping someone in need. Unfortunately, the funds sent are typically used to enrich the scammer, who has no intention of reciprocating the victim’s kindness. Once the money is received, the scammer may disappear or continue to exploit the victim’s sympathy for financial gain.

⚠️ How to Avoid the Food, Rent or Living Expenses Filipina Dating Scam

Be wary when someone you are communicating with online asks for money, especially for basic needs such as food, rent, or living expenses. Scammers may use this to gain your trust and extract money from you. However, it is crucial to note that not all people from the Philippines, or any other country, are scammers, and it is unjust to stereotype or generalize. Some Filipinos may be going through a difficult financial situation and genuinely need help.

Before sending money, getting to know your Filipino friends and their situation better is essential. Ask questions and try to understand their circumstances. If they are unwilling to provide information or answer your questions, it’s best to be cautious and not send any financial assistance.

Also, consider the amount of money requested and whether it is realistic for basic living expenses. You can also use other methods to help, such as providing them with groceries or different non-monetary means of support.

Be cautious when communicating with people online and trust your instincts. If something seems off or suspicious, it’s always better to be safe than sorry.

Travel Expense Record Used to Solicit Money in Filipina Romance Scams
Beware of travel expense and visa fee scams where Filipina scammers, using fabricated personas, deceive men on dating platforms, soliciting money for travel-related expenses, employing emotional manipulation and pressure tactics to elicit immediate financial assistance.

The “Pay for My Travel Expenses” Romance Scam

Travel expense and visa fee scams involve a Filipina woman asking a man she met through a free membership dating website or app for money to help pay for travel expenses, visa fees, and other international travel-related services. Scammers frequently create a phony online persona and profile, claiming to be interested in meeting the victim in person. Once the scammer has established a relationship with the victim, he or she will request money for travel expenses such as flights, lodging, and visa fees. They may also request funds for other travel-related expenses such as passport fees, transportation, or meals.

The scammer may also use a sob story to convince the victim that they are in a difficult situation and require the money immediately. They may also employ pressure tactics, such as making the victim feel guilty if they do not send the money.

⚠️ How to Avoid the “Pay for My Travel Expenses” Romance Scam

Here are some tips to avoid being scammed by someone asking you to pay for their travel and visa fees:

  • Be cautious of anyone you have recently met online or through a dating app that asks you to pay for their travel or visa expenses. 
  • Only send money to someone you have met in person, regardless of how convincing their story may be. Or pay for travel and visa fees online. The accepted methods of payment will vary depending on the country, organization or specific website that you are dealing with.
  • Refrain from feeling pressured to send money quickly. Scammers will often try to rush you into making a decision.
  • Be skeptical of requests for large sums of money, especially if the person is not well known to you.
  • Be wary of any requests for money to be sent via wire transfer, as scammers commonly use this tactic.
  • Ask for proof of identity, such as a copy of their passport or ID.
  • Be suspicious if the person is unwilling to provide evidence of their identity or travel plans.
  • Be wary of people who avoid answering specific questions about their travel plans or visa application.
  • Trust your instincts.
Dollar Bills, Pill Bottle and Stethoscope on a Medical Report Representing Medical Expenses Exploited in Filipina Dating Scams
Dating scammers exploit emotions, using false identities and emotional manipulation to request money for fabricated medical emergencies, preying on victims’ empathy and resorting to pressure tactics.

“I Need Money for a Medical Emergency” Scam

Medical emergency or emergency scams involve dating scammers who target men on international dating platforms, exploiting their emotions by requesting financial assistance to address purported medical emergencies or other urgent situations. These scammers employ deceptive tactics, fabricating false online identities and profiles to create a sense of urgency and elicit sympathy from their victims.

I recall an incident years ago when I overheard a Filipino woman in her late thirties complaining on the phone about her exorbitant medical bills. Despite appearing healthy and active, she pretended to be in the hospital, claiming to suffer from a severe fever. Speaking in English to someone she referred to as “honey,” she went into detail about the medical expenses she had supposedly incurred.

By assuming roles as individuals facing medical crises within their families, such as illnesses, hospitalizations, or the need for surgery, these people committing Filipina dating scams exploit the victim’s empathy and concern. Once a relationship is established, they capitalize on the emotional connection to request funds for medical expenses like hospital bills, treatments, medications, or even emergency-related costs like travel expenses to visit a sick family member.

These scammers skillfully weave persuasive narratives and employ emotional manipulation to prompt victims into sending money promptly. They prey on the victim’s genuine desire to help and may resort to pressure tactics, inducing guilt if the victim hesitates or refuses to provide financial assistance.

⚠️ How to Avoid the “I Need Money for a Medical Emergency” Scam

It can be difficult to distinguish between a real medical emergency and a Filipina dating scam, but there are some red flags to look out for:

  • The scammer is someone you have never met in person: scammers often use fake identities and photos to lure their victims, so be wary of someone who claims to have a medical emergency and you have never met in person.
  • The scammer is asking for money or personal information: scammers will often ask for money or personal information to help pay for medical treatments or bills. Be suspicious of anyone who asks for money or personal information before you have met them in person.
  • The story seems too good to be true: be suspicious if the story of the medical emergency seems too good to be true. Scammers often use emotional manipulation and try to tug at your heartstrings in order to get you to send money.
  • The scammer is not willing to provide proof: If a person is really in an emergency, they should be willing to provide proof of the emergency, such as a doctor’s note or a hospital bill.
  • The scammer is not willing to provide contact information of hospital or doctor: Scammers will avoid providing any contact information of the hospital or doctor they are saying they are getting treated.

It’s always best to err on the side of caution and verify the information provided by the person. You can contact the hospital or the doctor they are claiming they are getting treatment from and check if they have a patient by the name they are claiming.

Natural Disaster of Trees Felled by Strong Winds
Beware of the disaster relief online dating scam, where scammers exploit natural disasters to deceive and extract money from unsuspecting individuals.

Filipina Scammer: “I Went Through a Disaster!”

The Philippines is located in a region known as the Pacific Ring of Fire, with high seismic activity and volcanic eruptions. It is also situated in the typhoon belt, which means typhoons and other tropical storms regularly hit it. Additionally, the country has a large number of active volcanoes, as well as areas that are prone to flooding and landslides. These natural hazards, combined with poor urban planning, inadequate infrastructure, and a lack of disaster preparedness, make the Philippines particularly vulnerable to natural disasters.

The disaster relief scam is a prevalent Filipina dating scam. It involves scammers posing as victims of natural disasters such as typhoons or earthquakes to exploit unsuspecting victims. This scam targets vulnerable individuals looking for companionship and can result in financial ruin if not identified quickly.

Ultimately, it is up to you to decide whether or not to send money to the Filipina you are dating online when she asks for disaster relief assistance. However, be cautious when sending money online, especially to people you have yet to meet. You should also be aware that disaster relief scams are common, so it’s essential to verify the authenticity of the request before sending any money. And consider other ways of helping, such as through a reputable charity or organization providing aid to those affected by the typhoon.

⚠️ How to Avoid the “”I Went Through a Disaster!” Scam

If someone you are dating online, particularly someone you have not met in person, asks for help after suffering from a disaster, it is important to proceed with caution. Here are a few steps you can take to verify their situation and ensure that your help is going to the right person:

  • Ask the person to provide proof of their situation, such as a photo or video of the damage, or a news article about the disaster.
  • If possible, contact the person’s friends or family to confirm their situation.
  • Look into the disaster and research where it occurred to understand the extent of the damage.
  • Be aware of red flags such as high-pressure tactics, a lack of specific details about their situation, or a request for personal information.

While many people genuinely need help after a disaster, some may try to take advantage of the situation for their own gain. So, it is important to be cautious and verify the situation before assisting.

Remember that helping someone financially is a big responsibility, and it is not always the best way to help. If you are unsure how to help or have any doubts about the person’s situation, it is always best to err on the side of caution and not provide any assistance.

Call Centers Dedicated to Filipino Dating Romance Scams
Romance scammers in call centers exploit victims through dating sites, posing as individuals in need and using deceptive tactics to extract money. Some scammers themselves are victims coerced into this work by criminal organizations.

Strictly Business in the Philippines Dating Scammers

Filipina Sex Care Workers

Romance scamming involving Filipina sex workers is a form of fraud. Scammers create fake online identities to lure individuals into romantic relationships, often intending to extort money or another financial gain. In some cases, these scammers may use the services of sex workers to help them carry out their schemes by providing photos or other personal information to use in their fake profiles. The scammers may also use sex workers to lure their victims into meeting in person, often under pretenses. The scammer’s goal is to gain their victim’s trust and affection and then use that trust to manipulate them into sending money or other valuable assets. It’s illegal and unethical.

Another tactic is to offer services such as webcam shows or other forms of online entertainment and then ask for payment for these services. Filipina dating scammers may also ask for personal information or financial details, which can be used for identity theft or fraud.

A word of caution, not all Filipina women who work in the hospitality industry and sex workers are scammers, and it’s important not to stereotype individuals based on their background and profession.

Also, it is vital to remember that engaging in online sexual activity with a minor is illegal and punishable by law. If a person is under 18, even if they claim to be older, it is unlawful to engage in any sexual activity with them, whether online or in person.

Call Centers Dedicated to Romance Scams

There are also call centers conducting romance scams. These call centers are often located in countries where labor is cheap, such as the Philippines and Ghana. The scammers who work at these call centers typically use dating websites and social media to target victims and then use a variety of tactics to convince them to send money. They may claim to be in a difficult financial situation or need cash for an emergency such as a medical expense. They may also send fake documents or ask the victim to send money to a third party, such as a lawyer or a travel agent. Once the money is sent, it is usually impossible to recover.

It’s worth noting that many of the people involved in these scams are themselves, victims of circumstance, often coerced into this kind of work by criminal organizations.

Wait, There’s More?

There are several other types of Filipina dating scams in addition to the ones we have previously mentioned, including:

  • Inheritance scam – In this scam, the scammer will claim to have inherited a large sum of money or property but needs the victim’s help to access it. They will ask the victim to provide money for legal fees, taxes, or other expenses to receive their share of the inheritance.
  • Business scam – The scammer will pretend to be a successful businessperson who is currently having financial issues. They’ll enlist the victim’s financial support by requesting an investment in their company or a loan for operating costs.
  • Lottery scam – In this scammer, the scammer will claim to have won a large sum of money in a lottery or sweepstakes but will need the victim’s assistance to claim the prize. They will ask the victim to pay taxes, legal fees, or other expenses in order to receive the award.
  • Charity scam -The scammer will claim to be raising money for a charitable cause, such as a disaster relief fund or a children’s hospital. They will ask the victim to donate, but the money will go to the scammer instead of the intended charity.
  • Phishing scam – This scam is not limited to romantic relationships. Still, scammers may use this scam to trick a person into giving away personal and financial information by pretending to be a legitimate source, such as a bank or a government agency.

Tell Me Again, What Should I Do to Avoid Filipina Dating Scams?

Here are some tips to help you avoid getting scammed when looking for a real romantic relationship online:

  • Be cautious of anyone who asks for money or personal information early in the relationship. Scammers often try to build trust quickly by asking for money or personal information.
  • Be skeptical of anyone who seems too good to be true. Scammers often lie, create fake profiles with attractive pictures and unrealistic details to attract victims.
  • Research the person and their story. Look for inconsistencies in their account or information that needs to be added. Check for the person’s social media profiles or run a reverse image search on their profile picture.
  • Don’t send money or personal information to anyone you haven’t met. Scammers often ask for money to pay for travel costs to meet the victim in person, but they will never meet.
  • Be wary of anyone who pressures you to move the relationship forward too quickly. Scammers often rush the relationship to get to the point where they can ask for money or personal information.
  • Trust your gut. If something seems off or too good to be true, it’s best to be safe and not engage with that person.
  • Be careful with online dating apps. It’s always better to use reputable ones, ensure the app or website has a clear policy against scammers and fraud, and take appropriate measures to prevent scammers from using their platform.
  • Individuals of any gender identity can commit Filipina dating scams. Gender identity does not determine a person’s likelihood of committing fraud. Be cautious and skeptical when interacting with people online, regardless of gender identity. 

Romance scamming can be lucrative for those who engage in it. According to the Federal Bureau of Investigation (FBI), the average loss per victim of a romance scam is around $50,000, and the total financial losses caused by romance scams in the U.S. are estimated to be in the hundreds of millions of dollars per year. Scammers often target multiple victims at once and can make significant sums of money through these scams. However, it’s important to note that engaging in such activities is illegal and can lead to severe consequences.

Remember, it’s essential to be cautious when looking for love online. Take your time getting to know someone, and don’t rush into anything. If something feels off or too good to be true, it’s best to trust your instincts and move on.

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